What is OBC?
The full form of the OBC is Other Backward Class. The Government of India used this term to specify or identify the castes that are socially or educationally poor or deprived. The Government of India officially classifies this caste. The caste certificate is issued by GOI. The Other Backward Classes (OBC) further divided into the two categories that are creamy layer OBC and non-creamy layer OBC. Here in this article we will discuss What is OBC Creamy Layer and Non-Creamy Layer and its detailed difference.
Citizens Not eligible for OBC certificate
- The individuals who fall under the Most Backward caste (MBC) and Backward caste (BC)
- Individual’s parents having a job under Group A services such as IPS, IAS, and IFS.
- Individuals parents having Central Government job (Group B and C)
- Individuals parents having State Government job (Group 1)
- If the income is above Rs. 8 lakhs
Income Limit- OBC Non-Creamy Layer
- The income of Person and Family Combined- Individuals can apply for the OBC NCL of the annual income of the whole family is less than 08 lakhs. It may be noted that while calculating the income, agriculture income will not be included and income certificate will be required.
- If the parents of the individuals have a central government job (Group C and Group D), he/she can apply for the OBC NCL.
- If the individuals have a central government job (Group B), he/she can apply for the OBC NCL. The point to be noted that they will be eligible only if his/her parents do not receive any income.
- If a husband of women has a Central Government job, then, in that case, such women is be eligible. The point to be noted that they will be eligible only if her parents do not receive any kind of income.
Let’s discuss the categories of OBC-
- Creamy Layer OBC
- Non-Creamy Layer OBC
- Creamy Layer OBC
The Creamy Layer OBC is the better category of the Other Backward Class. In other words, the individuals belonging to this category is better than the other OBC individuals. The creamy layer OBC is more educated than the normal one, and the annual income of such individuals is more than Rs.8 lakhs. This category of the individuals does not get many benefits, and they are treated like the general category only.
- Non-Creamy Layer OBC
If the OBC individuals are having the annual income less than the 08 lakh, then this is considered as a non-creamy layer OBC. It must be noted that the whole family income will be considered. The individuals fall under the non-creamy layer OBC will get the official certificate for the same, issued by the Government of India. The person belonging to such a category will enjoy the various benefits such as eligible for government schemes, age, and marks relaxation in the competitive government exams, etc. The person also gets the reservation for the government jobs. But only the individuals having a valid caste certificate and birth certificate can avail the said benefits from time to time as per the rules and the regulations.
Difference Between OBC Creamy Layer And OBC Non-Creamy Layer
|OBC Creamy Layer||OBC Non-Creamy Layer|
|The Full Form of OBC-CL is Other Backward Class creamy layer||The Full Form of OBC-NCL is Other Backward Class non-creamy layer|
|Individuals having an income above 8 Lakh will fall under this category.||Individuals having the income below 8 Lakh will fall under this category.|
|The annual income of the family will be added together above 08 lakh (Income from farming not to be included)||The annual income of the family will be added together below 08 lakh (Income from farming not to be included)|
|The individuals of this category are considered equal to the general category, and therefore they will not get rare or no benefit.||The individuals of this category are entitled to get Benefits in various government schemes and competitive examinations.|
Documents Required To Apply For OBC certificate
The below documents are required-
CA Shivam Channa is a trusted financial writer with deep knowledge of financial systems. He has over 10 years of experience in writing His articles are always well researched and provide great insights into the topic at hand.