Covid 19 Insurance Online | How To Buy Covid 19 Health Insurance (Guide)

As we all know that the cause of the corona virus disease is increasing rapidly. The COVID -19 virus attacks the upper throat, nose, and the sinuses of the human body. With the effect of this disease, individuals can face major respiratory issues such as kidney failure, pneumonia, and also multiple organ failure. If we talk about the symptoms of COVID-19, then it is just like a normal flue only that are high fever, headache, dry cough, runny nose, and others. The vaccination for this disease still not found by the world, and there is no guaranteed cure is available for now.

Corona Kavach Policy 

The hospital expenses for the corona virus is high in some cases, to reduce the expense of such disease, COVID 19 Insurance plans have been introduced by the many insurance corporations.  The standard plans are corona kavach and corona rakshak policy, which has been launched as per the guidelines of IRDAI. There are numerous corporations that are providing the Health Insurance for the corona virus disease such as Aditya Birla, Bajaj Allianz, Tata AIG, United India, and many others.

The insurance policy covers the complete medical expenses, which will be incurred during the treatment of corona virus disease. The insurance will be available for the insured person from the day he/she gets detected with the disease. Now the question raises How to Buy Covid 19 Health Insurance?  You can buy the Covid 19 Insurance Online easily. The complete information related to the same has been provided in this auricle of

LIC Jeevan Amar Plan

Sanika Hardas (sanikahardas) on Pinterest

Corona Rakshak Policy

Covid 19 Insurance

There are two standard products newly launched as per the guidelines of the Insurance Regulatory and Development Authority (IRDAI) that are-

  1. Corona Kavach Policy
  2. Corona Rakshak Policy

Buy LIC Policy Online

  1. Corona Kavach Policy

It is a standard Covid 19 insurance policy, and the expenses cover under this policy are hospitalization expenses, chargers related to the ambulance, fees of doctors, medicines, and other surgical items used for the treatment of policyholders. The sum covered under this policy is from Rs 50,000 to Rs. 5,00,000.

  • Corona Rakshak Policy 

In this policyholder will get the cover for hospitalization of a minimum of 72 hours. Individuals having age between 18-65 years can apply. And the sum insured under this policy ranges from Rs 2.5 lakh to Rs 5 Lakh.

LIC New Jeevan Anand Policy

How To Buy Covid 19 Health Insurance (Guide)

  • Go to official website of the corporation from which you want to buy an insurance policy.
  • From the home page, you have to press the “Buy Policy Online” link.
  • Now on the next step, you have to choose the appropriate plan for the coronavirus.
  • After selecting the suitable plan, select the “Buy Online” link.
  • Thereafter you will get the detailed information related to the policy, go through the terms and conditions carefully.
  • Now application form will appear, fill the form as per the rules, and provided only true details.
  • After that, select the amount for the policy and set the amount for the premium.
  • Now proceed further, and you will get the OTP on the mobile number you have provided.
  • After that, you will ask to enter the details of the nominee.
  • Finally, pay the agreed amount and submit the form.
  • That’s all to purchase Covid 19 Insurance Online.

Buy LIC Policy Online

Covid 19 Insurance Online- Plans

Insurance CompaniesSum Insured (Rs.)Incurred Claim RatioNetwork Hospitals
Aditya Birla Health InsuranceMin – 2 Lakh Max – 2 Crore59%6000+
Bajaj Allianz Health InsuranceMin – 1.5 Lakh Max – 50 Lakh85%6500+
Bharti AXA Health InsuranceMin – 3 Lakh  Max – 5 Lakh 89%4300+
Cholamandalam Health InsuranceMin – 2 Lakh Max – 25 Lakh 35%6500+
Digit Health InsuranceMin – 2 Lakh Max – 25 Lakh  11%5900+
Edelweiss Health InsuranceMin – 5 Lakh Max – 1 Crore115%2578+
Future Generali Health InsuranceMin – 5 Lakh Max – 50 Lakh  73%5000+
HDFC Ergo Health Insurance  ( formerly known as Apollo Munich Health Insurance)Min – 3 Lakh Max – 50 Lakh63%10,000+
HDFC Ergo General Health InsuranceMin – 3 Lakh Max – 50 Lakh 62%10,000+
IFFCO Tokio Health InsuranceMin – 2 Lakh Max – 25 Lakh 102%5000+
Kotak Mahindra Health Insurance47%4800+
Liberty Health InsuranceMax – 1 Crore  82%3000+
Max Bupa Health InsuranceMin – 3 Lakh Max – 1 Crore 54%4115+
ManipalCigna Health InsuranceMin – 2.5 Lakh  Max – 1 Crore 62%6500+
National Health InsuranceUp to 50 Lakh107.64%6000+
New India Assurance Health InsuranceMin – 1 Lakh Max – 15 lakh 103.74%3000+
Oriental Health InsuranceMin – 1 Lakh Max – 10 Lakh 108.80%4300+
Religare Health InsuranceMin – 4 Lakh Max – 6 Crore  55%7400+
Raheja QBE Health InsuranceMin- 1 Lakh Max – 50 Lakh 33%2000+
Royal Sundaram Health InsuranceMin – 5 lakh Max – 50 Lakh  61%5000+
Reliance Health InsuranceMin – 5 Lakh Max – 10 Lakh 14%4000+
Star Health InsuranceMin – 1 Lakh Max – 25 Lakh   63%9800+
SBI Health InsuranceMin – 10 Lakh Max – 30 Lakh52%6000+
Tata AIG Health InsuranceMin – 2 lakh Max – 10 Lakh 78%3000+
United India Health InsuranceMin – 1 Lakh Max – 10 Lakh 110.95%7000+
Universal Sompo Health InsuranceMax – 10 Lakh92%5000+

LIC Jeevan Akshay Policy